Wealth that stays within your bloodline.
Properly drafted Trusts that protect and preserve family assets according to your wishes, lasting for up to 125 years, and providing down your bloodline for generations to come.
A quieter way to keep what you have built in the family.
Trusts play an integral part in protecting your wealth. They give you control over how your assets are used in the future and confidence that they preserve family assets according to your wishes.
Our legal experts create a bespoke solution around your individual circumstances. You are guided through every important decision in plain, straightforward language, quickly, and without jargon.
Bloodline Planning, explained plainly.
A properly drafted family Trust holds your assets for the benefit of your children, grandchildren and future descendants, for up to 125 years. Anything can be passed down to your beneficiaries in a secure, protected Trust environment, regardless of its value.
Held on Trust
Your home, savings, investments, pensions, life assurance, business or agricultural assets can all be settled into an appropriate Trust structure.
For your beneficiaries
Beneficiaries continue to receive capital and income from the Trust as trustees determine, guided by your letter of wishes, not left to chance.
Across generations
Because Trust assets do not add to a beneficiary's own estate, they can pass on to the next generation without compounding Inheritance Tax.
The six risks a Trust quietly meets.
Each of these is a real event we see in real families. A Trust does not prevent life happening, it makes sure your intentions still hold when it does.
Remarriage after death
If a surviving spouse remarries and leaves everything to the new spouse, their subsequent Will may not consider your children. A Trust protects your children's share regardless of what happens next.
Care fees
If the family home sits solely in the survivor's name, under current legislation its value can be assessed and the property sold to meet care fees. Held on Trust, it is treated differently.
Generational Inheritance Tax
Assets held on Trust do not add to a beneficiary's estate. They do not increase their own Inheritance Tax liability when they, in turn, pass wealth on.
Divorce
In the event of divorce proceedings, assets held on Trust are not taken into account in the settlement. What you intended for your beneficiaries cannot pass out of the family.
Creditors and bankruptcy
If a beneficiary faces creditor claims or bankruptcy, their inheritance held on Trust is not exposed to those claims.
Their own care fees
Because Trust assets do not add to a beneficiary's estate, they cannot be taken into consideration when that beneficiary is later assessed for care costs.
Because inheritance, left unprotected, rarely lasts.
Most people say "it won't happen to me". In practice, remarriage, divorce, care assessments, creditor claims and Inheritance Tax reshape a great many estates within a single generation.
A Trust does not remove those events. It ensures they do not divert wealth away from the people you meant to receive it. This is the difference between passing on assets and preserving a legacy.
Families most likely to benefit
- Anyone who owns their home, or plans to.
- Anyone with around £100,000 or more in bank accounts or investments.
- Anyone with large pension plans or life assurance policies.
- Anyone with business or agricultural assets.
- Anyone concerned about what could happen to their estate once they are gone.
What can be protected
- Your family home and further property
- Cash held in bank and building society accounts
- Stocks, shares and investment portfolios
- Pension plans and life assurance policies
- Business interests and agricultural assets
Ultimately, anything can be passed to your beneficiaries in a secure, protected Trust environment, regardless of its value.
Four considered steps, at your pace.
A private conversation
We begin with an unhurried discussion about your family, your assets and your wishes. Complimentary, without obligation, and delivered by a private client specialist.
A bespoke recommendation
Our legal experts design a Trust structure around your individual circumstances, the right form of Trust, the right assets to settle, and the trustees best placed to serve your family.
Drafting and execution
You are guided through every decision in plain, straightforward language. Documents are drafted, signed and stored securely, and coordinated with your Will and Lasting Powers of Attorney.
A plan reviewed over time
Life changes. So do your assets and your family. We review the arrangement periodically and adjust it as circumstances require, so the plan continues to fit.
Bloodline Planning, answered.
What is Bloodline Planning?
How is it different from a straightforward Will?
Do beneficiaries still benefit from the assets?
What kinds of assets can be protected?
How long does a Trust last?
How much wealth is 'enough' to consider Bloodline Planning?
Is the advice regulated?
A private conversation about your family.
Complimentary. Without obligation. Delivered by a private client specialist at a time and place that suits you.